About two years ago, Oga Yenne came to a colleague's shop, and we got talking, and he mentioned something about OSUSU.
Osusu is a kind of co-operative scheme where people come together, and pay a certain amount of money into one account, and people take turns to take the money…
So, let's say, January Mr. A takes it, February, Mr. B takes it, like that until everyone in the group picks theirs…
This scheme has its risk, and in a way it's high. This made it a no, no for me…
It's either funds will be taken or people will stop contributing at some point.
So, when I got into my teaching job, we decided among our level to start a #20,000 osusu group…
I didn't want to, but since we were all in the same clime, and same establishment, I keyed into it…
We decided to be taking it out from our salaries. So, for a #65,000 salary, we'd always save #20,000, and this happened to be my only savings for the month…
This was because as the salary comes, I'd ask Ini to make a list of what we need to get for the house, what we need to restock, and then keep aside money for gas.
At least these things will take us for the whole month, especially the gas, you'll just need to refill it twice in a month…
So, all of that might take up to 30-35k in a month, leaving you with 30k, of which 20k will go for osusu, and 10k that will finish within two days is left ….
The salary finishes on arrival…
So, yes, I opted for it, cos that was the only way I was going to have savings from my salary…
Therefore, we started the first batch, it was successful, though I used the money to pay off some debt, and then we started the second one…
During this second one, while balloting, from August, I picked January as my slot.
I wasn't comfortable with it…
I tried to swap it, but lie lie, nobody was willing to swap their slots, so I held unto it.
Not only that, but I didn't even remember that my house rent will expired by December, and I'm supposed to renew it that same month…
December came, my landlord asked me how fa?
I told him again that it's the January osusu that I'll use and pay him…
The guy even reviewed my house rent from 150k to 200k🤦
So, we were 9 of us, which made it 180k…
I got my osusu today…
Out of the 180k, I paid for next month in advance, leaving me with 160k, paid my rent, and now I'm a free man…
I have my oga, the osusu coordinator, to thank in person of Mr. Etido…
He is a faithful guy, and has been doing a nice job…
So, yes, I just paid my rent
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