Poor Saving Attitude, My Biggest Problem
Every one of us regardless of status has one thing or the other that is giving him or her a difficult moment. To date, I have never come across anyone without a problem, even the rich. If you are opportune to interact with the richest man on earth, ask him if he has a problem and you would be surprised that his answer will be YES.
It seems like the best way to make anyone level up in life is to throw a bigger challenge at them. Notice every time we overcome a problem, it makes us better than we used to be. The heat of the challenges we face forces us to go out of our comfort zone to find solutions and that is one of the beautiful things about problems. Though it has its bad sides too.
I have a problem in every aspect of my life, LOL. If I should start listing them out, it may take another post to finish. Especially now that the economy of Nigeria is shaking hehehe, mine might just be a glimpse of what someone is facing. But I believe no condition is permanent, all these things will pass away one day.
I don't usually like talking about my personal life but sometimes we need to open up so that we can get some help, the wise say "Two heads ( preferably good ones) are better than one." So,** One of the major problems I am going through right now is with savings
I won't lie, there has been a positive change in my financial life from ending last year to till year. I mean if you tell me that I will see money like this prior to this time, I'll never believe you, but you know what? I don't know what I am doing with it, sometimes when I check my monthly transactions I marvel, like, was I the one that used that kind of money? What did I do with it?
I can't give an account of what I do with money, it's not as if I spend recklessly, no, I don't. I am barely a social kind of guy, always indoors yet I don't know what's happening. Each time people talk about savings I shy away because I don't have anything to contribute, embarrassing right? I thought as much.
I tried to save but I always touch the money each time a problem comes. I know it's not bad to use what you are saving to solve a problem but as a young man, I should be able to say "This is how far I have gone with savings, this is where my money is."
Honestly, it hurts me a lot, I spoke to my friend about it and he said I should invest the money in a pig farm because the pig farm is booming down here currently. If I should invest, the money won't be there to play with even if my little problems arise.
I thought about it and it's a beautiful idea, truly, if we save our money where we can have access to it, we will surely spend it when a need arises, but I can't go into pig farming now because I don't have enough space at my house to build a pigpen.
Another person suggested using a fixed account at the bank which I am thinking of going with for now because I have been using mobile wallets to keep money and you know how easy it is to spend when your money is there, sharp you can make a transaction. I don't save in the bank because of their charges, that thing can be so annoying sometimes.
I know there are people here who are disciplined with their savings, I just want to know how you are doing it, a little tip might do so much for me. saving money is not as simple as I used to think it is.
Sometimes, I'll keep some money and say "This one is my savings," the next minute someone will come looking for help and before you know it, I will just do the transfer. I tried saying "no" to people a couple of times and I felt so bad that I couldn't interact well with them and if I gave, it would wreck my plans, you know people, some of them will never pay you back.
I know that I am missing it somewhere, so, please I would love to hear from you, how do I go about it? How do I become consistent with savings? What must I do? I look forward to your feedback.