Hodler Versus Net Worth Builder? Is There a Difference?

in voilk •  3 months ago

    Yesterday I saw this video of @taskmaster4450 who started his talk from this article: the super-wealthy of the world are going to roughly double their net worth (as a whole) until 2030, according to the major accounting firm Deloitte, to almost 10 trillion dollars (9.5).

    What we can remark is that the economies of the world haven't been doing very well these past few years and yet the growth of the net-worth of the mega-wealthy families of the world was "meteoric" and will continue to be so, to use the word of the accounting firm.


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    If we think in crypto terms, 2x may not seem impressive, but for most other investments of the world, it is, especially when we talk about big bucks, and not their pocket money.

    Taskmaster made a good overview of the situation, where most people think in terms of income instead of net worth, and an applied discussion to what we have in crypto. It would be a good video to watch because sometimes we forget why we do what we do, we get trapped on the hamster wheel and think we progress and we don't.

    I am however going to focus on one aspect alone in this post, since I've talked about some of the others with other occasions, and I don't feel it makes sense for me to rehash the same information anyway.

    Many in crypto are hodlers. Meaning they hold on to tokens or assets at least on the medium term, but their end goal is to have more of them. I am a hodler too.

    The question is: is there a difference between a hodler and a net worth builder?

    And I think there is. The decisions of net worth builders are much more strategic and in many cases involve long-term vision and are driven by business reasons in many cases. In enough situations, net worth grows as a result of growing businesses, and not as a result of them getting more share of the same business, especially after it takes off.

    Holders do have a long term approach, they are not easily scared by various issues that come in the life of a project, they are security mindful in the crypto-sphere, especially if their assets start to have some value, and they may be mindful about how they use their stakes, the bigger they get. They usually want a higher stake, unless they have a threshold after which they stop growing the numbers for a certain type of asset, token or on a certain project or platform.

    Sometimes... hodlers get in love with their holdings and ride them down to their death. They may become blind to obvious warning signs that something is going wrong. This can lead to some of their assets becoming worthless (it happened to me with a few tokens on Hive-Engine - in one case, I even knew it was going to crash and still didn't sell it; in other cases, I got out before the inevitable), but it can also become something extremely profitable down the line, with the right asset and some luck (surviving Mt. Gox collapse as a bitcoin hodler, for example).

    Both high net-worth individuals and high-stake hodlers are influential. Often, a high-stake hodler is not also high-net worth individual, depending on the projects he has invested in.

    A high net-worth individual is often a hodler too (although that's not a rule), but the reverse only becomes true if the assets held grow in value significantly for a high-stake holder. Lessons of paying 10000 BTC for two pizzas back in the day...

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